This Disclaimer (“Disclaimer”) governs the access and use of the digital transaction and settlement services (“Services”) offered by Bizquirk Innovation (“Company,” “We,” “Us,” or “Our”). By accessing, browsing, or using our website, mobile platforms, APIs, or connected systems, you (“User,” “You,” or “Your”) confirm that you have read, understood, and agreed to the terms outlined herein.
No Guarantee of Uninterrupted Service
Although we take reasonable steps to maintain continuous availability of our Services, we do not assure uninterrupted, flawless, or risk-free operation of the platform. Temporary disruptions may occur due to scheduled maintenance, system enhancements, operational issues, or events outside our reasonable control.
Transaction Processing
Our role is strictly limited to facilitating electronic transaction processing between sellers and their customers.
We do not assume responsibility for the nature, standard, legality, quality, fulfillment, or delivery of goods or services purchased using our Services. Any disagreement or dispute related to a transaction must be addressed and resolved directly between the purchaser and the respective merchant.
Transactions may be held, delayed, reversed, or declined due to factors such as institutional processing issues, system outages, suspected fraudulent activity, compliance checks, or other regulatory or operational requirements.
Regulatory Compliance
We operate in accordance with applicable laws in India, including the Digital Personal Data Protection Act, 2023, the Information Technology Act, 2000, and relevant regulatory directions issued by competent authorities.
Users are solely responsible for ensuring that their access to and use of the Services fully complies with all applicable laws, rules, and regulations.
No Financial or Legal Advice
All information made available through our platform or Services is provided solely for general informational purposes. Such information should not be interpreted as professional financial, legal, or taxation advice. Users are advised to seek guidance from qualified professionals before making decisions of a legal or financial nature.
Third-Party Links and Services
Our platform may provide access to external websites, applications, or third-party services for convenience. We do not control, verify, or endorse such third parties and bear no responsibility for their content, policies, operations, or practices.
Security and User Responsibility
We apply reasonable administrative, technical, and organizational measures designed to safeguard user information. However, absolute security cannot be guaranteed against cyber threats, unauthorized intrusions, or data breaches.
You remain responsible for maintaining the confidentiality of your account details, login credentials, and any information shared while accessing or using the Services.
Limitation of Liability
To the fullest extent allowed under applicable law: We shall not be held liable for any direct, indirect, incidental, consequential, or special losses or damages arising from or connected to your use of the Services.
In all circumstances, our cumulative liability related to any transaction or claim shall not exceed the service charges paid to us for the specific transaction giving rise to such claim.
Changes to This Disclaimer
We reserve the right to revise or modify this Disclaimer periodically to reflect updates in services, operational practices, or legal requirements. Continued use of the Services following such revisions constitutes acceptance of the updated terms.
If you disagree with any portion of this Disclaimer, you must immediately stop using our Services.
